Find answers to common questions about investing with ActiFund, our funds, fees, and processes.
Minimum investments vary by fund. Our Conservative fund starts at €10,000, the Balanced and Dividend Income funds at €25,000, most equity funds at €50,000, and the Tactical Alpha fund at €100,000. For institutional mandates, we typically require a minimum of €5 million. Contact us to discuss your specific situation — we can sometimes accommodate smaller initial investments for investors committed to a regular contribution plan.
Opening an account is straightforward. First, schedule a consultation with one of our advisors to discuss your investment goals and risk tolerance. After completing our suitability assessment, we will recommend appropriate fund allocations. You then complete our account opening documentation, which includes identity verification (KYC) and anti-money laundering checks. The entire process typically takes 5-10 business days from initial contact to funded account.
Our UCITS-compliant funds are available to both retail and institutional investors across the European Economic Area (EEA). Some of our alternative strategies are restricted to professional or qualified investors under MiFID II classifications. We also accept investments from certain non-EEA jurisdictions subject to local regulatory requirements. Our team can advise on eligibility based on your specific situation and location.
Our UCITS funds offer daily liquidity, meaning you can request a redemption on any business day. Redemption proceeds are typically settled within 3-5 business days. There are no lock-up periods or redemption penalties for our standard funds. Some alternative strategies may have notice periods of up to 30 days, which will be clearly disclosed before you invest.
Our fee structure includes an annual management fee ranging from 0.45% to 1.20% depending on the fund, charged daily and deducted from the fund's net asset value. Some equity funds also carry a performance fee (typically 15-20% of returns above the benchmark) with a high-water mark to ensure we only earn performance fees on genuine new gains. There are no entry or exit charges. Full fee details are disclosed in each fund's Key Investor Information Document (KIID).
A high-water mark ensures that performance fees are only charged on genuinely new gains. If a fund declines in value, no performance fee is charged until the fund has recovered past its previous peak. This mechanism protects investors from paying performance fees on recovery of losses and strongly aligns our interests with yours.
No. We are committed to full transparency. All costs — including management fees, performance fees, transaction costs, and administrative expenses — are disclosed in the fund's prospectus and annual report. The Ongoing Charges Figure (OCF) published in each KIID provides a single number that captures the total cost of investing in each fund. We do not charge entry fees, exit fees, or switching charges.
Active management offers several advantages: the potential to outperform benchmarks through skilled stock selection, the ability to manage downside risk during market corrections, flexibility to adapt to changing market conditions, and meaningful ESG engagement. While passive funds offer low costs, they also guarantee you will never beat the market (after fees). Our track record demonstrates that skilled active management can consistently deliver alpha over time. Visit our Why Active page for a detailed comparison.
Our investment process combines quantitative screening with deep fundamental research. We start with a broad universe of European securities and apply quality, valuation, and momentum filters to identify candidates. Our analysts then conduct thorough fundamental analysis including financial modelling, competitive assessment, and management evaluation. Only ideas with high conviction and favourable risk-reward profiles make it into our portfolios. Learn more on our Portfolio Management page.
Risk management is integrated into every stage of our process through a three-lines-of-defence model. Portfolio managers apply position-level controls (position limits, stop-losses, concentration caps). Our independent risk team monitors portfolios in real-time using VaR, stress testing, and factor analysis. The Board risk committee provides governance oversight. Visit our Risk Management page for comprehensive details.
Yes. ESG factors are integrated across all our investment strategies, not just our dedicated ESG Leaders fund. We use a proprietary ESG scoring model that assesses environmental impact, social responsibility, and governance quality for every potential holding. Additionally, we engage actively with portfolio companies on ESG improvements and exercise our voting rights responsibly. See our Sustainable Investing page for more details.
Investors receive monthly fund factsheets with performance data, portfolio commentary, and top holdings. Quarterly reports include detailed performance attribution, risk analysis, and market outlook. Annual reports provide audited financial statements and comprehensive fund reviews. Institutional clients receive customised reporting packages tailored to their specific requirements.
All investors have access to our secure online portal where they can view real-time portfolio valuations, download reports, and track performance against benchmarks. Daily NAV updates are published for all funds. Your dedicated relationship manager is also available to answer questions and provide additional analysis as needed.
Yes. ActiFund is authorised and regulated by the Belgian Financial Services and Markets Authority (FSMA). Our funds are structured as UCITS and comply with all applicable European regulatory frameworks including MiFID II, AIFMD, and SFDR. Client assets are held by an independent custodian bank, fully segregated from our own assets, providing an additional layer of protection.
Our team is happy to answer any additional questions and help you get started with ActiFund.